How It Worked and Replacement, SECURE (Setting Every Community Up for Retirement Enhancement) Act, IRS Offers Guidance on Recent 529 Education Savings Plan Changes, Topic No. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. Find a list of accredited choices on FAFSA. That way, youll be prepared if the IRS audits your tax return and tries to challenge whether the expenses are eligible for tax-free withdrawals. The Federal School Code Lookup tool gives you an easy way to determine if a particular U.S. or international school qualifies for 529 plan and Coverdell ESA purposes.Use the lookup tool below to determine if a particular higher education institution is recognized as an 'eligible' institution for purposes of Section529. While a 529 plan can be a great way to cover your study abroad expenses, it may not be enough, or the school youre attending may not be eligible. Here are a few factors to consider. If you enroll in a foreign college or university, it may qualify as well, if its an eligible educational institution as defined by the U.S. Department of Education. MOST 529 money can also be used to cover fees, books, supplies and other required equipment at registered apprenticeship programs. Your state may impose taxes and penalties as well. Here are some other potential ways you can get the funds you need to pay for your experience: Take your time to map out your plans for studying abroad and how youll cover the expenses. Students can use 529 funds toward almost every college or university, including law, medical, business and other graduate schools. Apprenticeship programs. 401200. If you're going back for a vocational degree, many trade. "Financing your Study Abroad Program. Savings from this plan can go toward K-12 education, apprenticeship programs or college tuition payments. Is Summer School Study Abroad 529 Eligible? An eligible institution is an institution of higher education that is eligible to participate in the financial aid programs of the U.S. Department of Education under the Higher Education Act of 1965, as amended. As soon as you know you plan to study abroad, start researching flights to their host destination. The student must also be enrolled at least half-time for their room and board costs to qualify. So what expenses can be covered? Can expenses such as airfare and meals (room is included in cost, meals are not) be paid with . Tax-free scholarship and fellowship grants. More than 400 foreign colleges and universities are eligible for Title IV federal student aid. These include white papers, government data, original reporting, and interviews with industry experts. U.S. Securities and Exchange Commission. How much should you contribute to your 401(k)? In particular, the distribution must be used to pay for qualified higher education expenses at an eligible educational institution. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We do not include the universe of companies or financial offers that may be available to you. To get the updated list, you can go tofafsa.ed.govand go to School Code Search and under state select Foreign Country. She is invested in helping students navigate the high costs of college and breaking down the complexities of student loans. Fortunately, the bulk of study abroad expenses consists of tuition, fees, and room and board, which are eligible to be funded with529 money just as they are in the United States. We are an independent, advertising-supported comparison service. Study abroad expenses such as tuition and fees, program fees, room and board, and required textbooks are eligible to be funded with a 529 plan, just like they are in the United States. The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Distributions from 529 college savings plans can be used tax-free to study abroad, subject to certain restrictions. In particular, while tuition, fees, books, supplies and equipment, and room and board (if enrolled at least half-time) are considered qualified expenses, transportation and travel expenses are not. <p>DD's studying abroad this semester, and I saw that her international school is included in institutions that can be paid for using 529 funds (FAFSA list). The only exceptions to the 10 percent penalty include: Keep in mind that income tax will still apply in these scenarios. Chelsea has been with Bankrate since early 2020. 529 plans are one of the best US tax-advantaged vehicles for college savings. A 529 plan is a tax-advantaged account that can be used to pay for qualified education costs, including college, K-12, and apprenticeship programs. . Enter your e-mail address and password to login. This compensation may impact how and where listings appear. These withdrawals are tax-free as long as they're used for qualified education expenses. Each year, CIEE awards scholarships to students who plan to study overseas on our programs. Oregon College Savings Plan Start saving today. Should you accept an early retirement offer? Books, textbooks, supplies and equipment. Once entered, we will send a key to the e-mail address you specified. What to do when you lose your 401(k) match. International health insurance or medical costs not covered by U.S. health insurance. Apply Now! You can find out by consulting the Federal School Code List. Our goal is to give you the best advice to help you make smart personal finance decisions. You'll have to be sure the host school is qualified to participate in federal student aid programs. providing them with information and tools to understand the benefits of 529 college savings plans and 444 Brickell Avenue, Suite 820 Miami, FL 33131, I'm setting money aside, but not with a 529 plan, I'm saving with a 529 plan for at least one child, Hint - Pick 'CN' for Canada, 'MX' for Mexico and 'FC' for foreign country, Best private student loans for grad school. In 2019, changes to federal law made it possible for 529 plan s, tax-advantaged education investment accounts, to be used for up to $10,000 each in student loan repayment and K-12 education, in . Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Ben-Gurion University. Study abroad: . Our experts have been helping you master your money for over four decades. You must pay the expenses for an academic period* that starts during the tax year or the first three . Some states offer several 529 college savings plans. You cant use 529 funds for travel, so youll want to budget accordingly for tickets to get to your destination and home again. Knowing this helps us better customize your experience, Knowing this helps us better customize your experience and offer better recommendations, I want to learn more about college savings, Track your childs 529 plan growth and performance, Notifications to help you better manage your childs 529 plan, Tips on how to accelerate the growth of your childs 529 plan. ", Securities and Exchange Commission. Will a 529 Plan Hurt My Child's Chance for Financial Aid? May 31, 2019 4:52 PM. It allows you to save for your child's (or anyone's) K-12 education expenses and post -high school education. As the cost of attending college increases across the United States and around the globe, how to pay for it remains a big concern. Notwithstanding the preceding sentence, such program shall be subject to the taxes imposed by section 511 (relating to imposition of tax on unrelated business income of charitable organizations). this post may contain references to products from our partners. Traditional 529. Porter writes for publications such as U.S. News & World Report, Credit Karma and Reviewed.com. One of the benefits of 529 plans is that in some states, you may receive tax deductions or credits on your contributions. While your contributions dont entitle you to any immediate federal tax breaks, the money that your account earns will not be subject to federal income tax as long as you use your withdrawals for qualified education expenses, such as tuition, room and board, and mandatory fees. The WA529 office is closed to walk-in visitors at this time. Starting in 2024, a specified amount of unspent funds can be transferred to a Roth IRA. 3. are also covered. Veterans' educational assistance. But if theyre earning a degree through the host school, the school determines the cost of attendance. "Topic No. Home equity line of credit (HELOC) calculator. A Red Ventures company. These include: Yes, you can use federal financial aid for study abroad programs, so long as you qualify for aid in the first place. The money in your account may be used at any eligible educational institution in the United States and abroad that qualifies under federal guidelines, including qualified apprenticeship . If you cant find a particular institution on the list, contact the schools administrative office and ask whether students can apply for federal financial aid in the U.S. 2023 Bankrate, LLC. (1) Daughter S is a full time college sophomore and this summer will be studying abroad and receive probably 6 credit hours. They include Pell Grants, Direct subsidized or unsubsidized loans, Direct Plus loans, Direct Graduate Plus loans, and Federal Supplemental Educational Opportunity Grants (FSEOG). Many foreign schools and most educational expenses qualify. Take our 3 minute quiz and match with an advisor today. Starting in 2024, a specified amount of unspent . To figure out if this is a good fit for your family, first make sure that your child wants to attend an eligible school and that you plan to use the funds for qualified purposes. 529 savings plans can be used to pay for study abroad programs but not to cover day-to-day expenses or travel costs, which can be substantial. Schools have different allowances in the COA for living on campus, living off campus and living at home with parents. Investopedia requires writers to use primary sources to support their work. Though the tax-free earnings on withdrawals used for such tuition expenses may not be . You can invest your 529 funds, but investment options can vary from plan to plan, and some 529 plans charge higher fees than others. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Next, you can compare program costs. Note that for room and board to qualify, the 529 beneficiary must be at least a half-time student. Hebrew University of Jerusalem. "Topic No. However, the good news is that roughly 400 international universities are approved by the US Department of Education, have a FAFSA code and are therefore eligible to receive 529 plan monies. Apply Now! The host school must be approved by the U.S. Department of Education to be eligible for 529 funds. She is also a speaker and communications consultant. If the study abroad program is offered through a third-party service, keep detailed records of the expenses you pay. More than 400 foreign colleges and universities are eligible for Title IV federal student aid. Any other tax-free payments (but not gifts or inheritances) received as educational . Any accredited institution should be able to accept funds from a 529 savings plan. This restriction applies to both U.S. schools and international schools. *Earnings on nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. It might make sense to reserve 529 funds for expenses at the childs home school if the international school offers a much lower cost. - S.S., Lubbock, Texas Answer: Yes. The majority of 529 savings plans have no state residency requirements, leaving you free to choose froma vast number of plansalthough you are likely to forgo a state tax break for your contributions if you do. "Publication 970, Tax Benefits for Education.". Adults can even use them to save for continuing educational expenses. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. Publication 970: Tax Benefits for Education, Pages 5152. Youll need to use the money from a 529 plan on qualified higher education expenses. highly qualified professionals and edited by Basic living expenses, which may be cheaper or more expensive than in the United States. A 529 plan can be a great way to cover the cost of school overseas. Just remember to pay the balance in full, otherwise, interest charges could nibble away at your savings. You may also be subject to taxes and penalties levied by the state in which the account is held. 313 Qualified Tuition Programs (QTPs). So, you could use the current 529 funds for a qualified foreign university. Students can also enroll in a foreign college or university for their entire educational program, provided that the foreign college or university is eligible for Title IV federal student aid. Once entered, we will send a reset link to the email address you specified. You can withdraw the funds tax-free as long as theyre used for qualified education expenses at universities, technical schools and vocational programs. Pell grants. Distributions from 529 education savings accounts can be used at any accredited university in the U.S. as well as some qualifying institutions abroad (Details on which international institutions qualify can be found on the Federal Student Aid website studentaid.gov). Which certificate of deposit account is best? Bankrate has answers. Here are seven ways to put a 529 plan to use: 1. College Financial Planning Tips for Students, 3 Ways To Decide How Much to Save for College. in Environmental Policy & Management. Students must be enrolled in school at least half time for a 529 plan withdrawal to count as a tax-free distribution. While most people think of a 529 plan when applying to a college or university, the truth is that you can use a 529 plan at a variety of postsecondary institutions. However, student insurance costs aren't in the category of 529 qualified expenses. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. You have money questions. In order to use the assets in a 529 account for qualified study abroad expenses, the expenses must be associated with the attendance of an eligible institution. Can we use her 529 college-savings money tax-free outside of the U.S.? To use 529 funds for an international school, the institution must be eligible for Title IV federal student aid. Should You Use 529 Plan Money To Pay the Cost of Studying Abroad? The funds can be used for a variety of qualified educational expenses, including tuition, fees, books, room and board, and computer equipment. Before you commit 529 funds, make sure the host school abroad is eligible to participate in the Department of Education's student financial aid system. Study Abroad and 529 Plans. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. What about the Plane Ticket? 529. There are two different ways to study abroad. Travel-abroad expenses such as airfare or international health insurance would not be qualified education expenses and could not be paid for with 529 funds. These tax-advantaged investment accounts allow you to stash away money for qualified education expenses, including tuition at eligible international schools. Required textbookswhich can be another significant expenditureare also covered. These are funds that come from different federal student aid programs. Many states offer tax deductions or credits when parents or grandparents fund 529 accounts. What college expenses are covered by a 529 plan when you study abroad? The $10,000 withdrawal limit aligns neatly with the average annual cost of private education. Edvest is Wisconsin's 529 College Savings Plan. The same is also true for graduate school and even some schools abroad. At Bankrate we strive to help you make smarter financial decisions. Thank you! Saving For College is an unbiased, independent resource for parents and financial professionals, providing them with information and tools to understand the benefits of 529 college savings plans and how to meet the challenge of increasing college costs. If you drop a course and fall below half-time, that could trigger a tax penalty. If you're paying for a third-party program with 529 money, be sure to keep detailed records of the expenses you pay in case the IRS challenges your withdrawal as non-qualified. Can I Pay for College With a Savings Account? Can I avoid the 529 plan withdrawal penalty? This includes citizens of the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, Many students and families who opened 529 plan accounts to fund their education here are discoveringthat the money can also be used to study abroad, if you follow the rules. 313 Qualified Tuition Programs (QTPs).". editorial integrity, Copyright 2021 Saving for College, LLC. The types of expenses typically covered include: The same rules that apply when using 529 funds to pay for college in the U.S. carry over when using the money to cover the cost of studying abroad. If your home school comes with a significant tuition bill, and the host school is offering a much lower rate, it might make sense to reserve 529 plan money for expenses at your home school and pay for study abroad another way. The latest articles and tips to help parents stay on track with saving and paying for college, delivered to your inbox every week. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Save for anyone You can open an account for a child, grandchild, friendeven yourself. If it's not, you may not be able to use 529 plans as a tax-free withdrawal since third-party study abroad providers themselves don't have a federal school code. And if the student chooses to live off campus, then their eligible room and board cant exceed the schools published cost of attendance estimate for those expenses. so you can trust that were putting your interests first. Weve maintained this reputation for over four decades by demystifying the financial decision-making Posted Date. In order to use this 529 account, the money needs to go to an eligible educational institution. But to avoid taxes and penalties, its important to be sure that the school and the withdrawals meet IRS rules. Yes, funds from a 529 college savings plan account may be used to pay for a study-abroad program. You could then apply those rewards to their airfare. Unfortunately, there are study abroad coststhat are not covered because they are not considered qualified expenses by the Internal Revenue Service (IRS). Tuition and related fees for college, trade and vocational schools, community colleges, theological seminaries, international schools, study-abroad programs that run through U.S.-eligible schools and more. If you're enrolling through the host school, however, the school determines the cost of attendance. More Than One Child? A 529 College Savings Plan is named after Section 529 of the Internal Revenue Code, and it is often just called a 529 plan. Insurance. If you use a mail filtering tool make sure you allow email from support@savingforcollege.com prior to submitting the request. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Search for eligible higher education institutions here Investopedia does not include all offers available in the marketplace. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. process and giving people confidence in which actions to take next. All of our content is authored by Proudly powered by, link to the list of the 2019-2020 Federal school codes, https://www.bing.com/search?q=AARHUS+UNIVERSITY, https://www.bing.com/search?q=ABERYSTWYTH+UNIVERSITY, https://www.bing.com/search?q=ACADIA+UNIVERSITY, https://www.bing.com/search?q=ALBERTA+COLLEGE+OF+ART+&+DESIGN, https://www.bing.com/search?q=ALGONQUIN+COLLEGE+OF+APPLIED+ARTS+&+TECH, https://www.bing.com/search?q=AMBROSE+UNIVERSITY+COLLEGE, https://www.bing.com/search?q=AMERICAN+COLLEGE+OF+GREECE+(THE), https://www.bing.com/search?q=AMERICAN+COLLEGE,+DUBLIN+LIMITED+(THE), https://www.bing.com/search?q=AMERICAN+GRAD+SCH+OF+INTERNTL+REL+&+DIPL, https://www.bing.com/search?q=AMERICAN+SAMOA+CMNTY+COLLEGE, https://www.bing.com/search?q=AMERICAN+UNIV+OF+THE+CARIBBEAN, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+IN+BULGARIA, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+OF+ANTIGUA+COLLEGE+O, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+OF+BEIRUT, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+OF+CAIRO, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+OF+PARIS, https://www.bing.com/search?q=AMERICAN+UNIVERSITY+OF+ROME, https://www.bing.com/search?q=ANGLIA+RUSKIN+UNIVERSITY, https://www.bing.com/search?q=ARTS+INSTITUTE+AT+BOURNEMOUTH+(THE), https://www.bing.com/search?q=ASTON+UNIVERSITY, https://www.bing.com/search?q=ATLANTIC+SCHOOL+OF+THEOLOGY, https://www.bing.com/search?q=AUSTRALIAN+NATIONAL+UNIVERSITY, https://www.bing.com/search?q=BANGOR+UNIVERSITY, https://www.bing.com/search?q=BAR-ILAN+UNIVERSITY, https://www.bing.com/search?q=BATH+SPA+UNIVERSITY, https://www.bing.com/search?q=BEN-GURION+UNIV, https://www.bing.com/search?q=BIRMINGHAM+CITY+UNIVERSITY, https://www.bing.com/search?q=BISHOP'S+UNIVERSITY, https://www.bing.com/search?q=BOND+UNIVERSITY, https://www.bing.com/search?q=BOURNEMOUTH+UNIVERSITY, https://www.bing.com/search?q=BRANDON+UNIVERSITY, https://www.bing.com/search?q=BRIERCREST+BIBLE+COLLEGE, https://www.bing.com/search?q=BRISTOL+OLD+VIC+THEATRE+SCHOOL, https://www.bing.com/search?q=BRUNEL+UNIVERSITY, https://www.bing.com/search?q=BURMAN+UNIVERSITY, https://www.bing.com/search?q=CANADIAN+COLLEGE+OF+NATUROPATHIC+ME, https://www.bing.com/search?q=CANADIAN+MEMORIAL+CHIROPRACTIC+COLL, https://www.bing.com/search?q=CANADIAN+MENNONITE+UNIVERSITY, https://www.bing.com/search?q=CARDIFF+UNIVERSITY, https://www.bing.com/search?q=CARLETON+UNIVERSITY, https://www.bing.com/search?q=CENTRAL+EUROPEAN+UNIVERSITY, https://www.bing.com/search?q=CENTRAL+SCHOOL+OF+SPEECH+AND+DRAMA, https://www.bing.com/search?q=CENTRO+DE+ESTUDIOS+UNIVERSITARIOS+D, https://www.bing.com/search?q=CETYS+UNIVERSIDAD, https://www.bing.com/search?q=CHINESE+UNIVERSITY+OF+HONG+KONG+(THE), https://www.bing.com/search?q=CITY+UNIVERSITY, https://www.bing.com/search?q=CLIFF+COLLEGE, https://www.bing.com/search?q=COLLEGE+OF+MICRONESIA+-+FSM, https://www.bing.com/search?q=COLLEGE+OF+THE+MARSHALL+ISLANDS, https://www.bing.com/search?q=COLUMBIA+BIBLE+COLLEGE, https://www.bing.com/search?q=CONCORDIA+UNIVERSITY+-+SIR+GEORGE+W, https://www.bing.com/search?q=CONCORDIA+UNIVERSITY+COLLEGE, https://www.bing.com/search?q=COPENHAGEN+BUSINESS+SCHOOL, https://www.bing.com/search?q=CORK+INSTITUTE+OF+TECHNOLOGY, https://www.bing.com/search?q=CRANDALL+UNIVERSITY, https://www.bing.com/search?q=CRANFIELD+UNIVERSITY, https://www.bing.com/search?q=DALHOUSIE+UNIVERSITY, https://www.bing.com/search?q=DARWIN+COLLEGE, https://www.bing.com/search?q=DE+MONTFORT+UNIVERSITY, https://www.bing.com/search?q=DUBLIN+CITY+UNIVERSITY, https://www.bing.com/search?q=ECOLE+DES+HAUTES+ETUDES+COMERCIALS, https://www.bing.com/search?q=ECOLE+HTELIERE+DE+LAUSANNE, https://www.bing.com/search?q=EDHEC+BUSINESS+SCHOOL, https://www.bing.com/search?q=EMILY+CARR+UNIVERSITY+OF+ART+AND+DESIGN, https://www.bing.com/search?q=EMMANUEL+BIBLE+COLLEGE, https://www.bing.com/search?q=ESMT+EUROPEAN+SCHOOL+OF+MANAGEMENT+AND+T, https://www.bing.com/search?q=ESSEC+BUSINESS+SCHOOL, https://www.bing.com/search?q=EUROPEAN+GRADUATE+SCHOOL+(EGS), https://www.bing.com/search?q=FAIRLEIGH+DICKINSON+UNIVERSITY+-+VANCOUV, https://www.bing.com/search?q=FAIRLEIGH+DICKINSON+UNIVERSITY+-+WROXTON, https://www.bing.com/search?q=FIRST+FACULTY+OF+MEDICINE,+CHARLES+UNIV, https://www.bing.com/search?q=FLINDERS+UNIVERSITY+OF+S+AUSTRALIA, https://www.bing.com/search?q=FRANKFURT+SCHOOL+OF+FINANCE+&+MANAGEMENT, https://www.bing.com/search?q=FRANKLIN+COLLEGE+SWITZERLAND, https://www.bing.com/search?q=FUNDACIN+UNIVERSIDAD+DE+LAS+AMRICAS+PU, https://www.bing.com/search?q=GLASGOW+CALEDONIAN+UNIVERSITY, https://www.bing.com/search?q=GLASGOW+SCHOOL+OF+ART, https://www.bing.com/search?q=GOLDSMITHS'+COLLEGE-UNIV+OF+LONDON, https://www.bing.com/search?q=GONVILLE+&+CAIUS+COLLEGE, https://www.bing.com/search?q=GRADUATE+INSTITUTE+OF+INTERNATIONAL+AND, https://www.bing.com/search?q=GRIFFITH+UNIVERSITY, https://www.bing.com/search?q=GROUP+ESC+GRENOBLE+GRAD+SCH+OF+BUS, https://www.bing.com/search?q=GUAM+COMMUNITY+COLLEGE, https://www.bing.com/search?q=GUILDHALL+SCHOOL+OF+MUSIC+&+DRAMA, https://www.bing.com/search?q=HEBREW+UNIVERSITY+OF+JERUSALEM+(THE), https://www.bing.com/search?q=HERIOT+WATT+UNIVERSITY, https://www.bing.com/search?q=HERTIE+SCHOOL+OF+GOVERNANCE, https://www.bing.com/search?q=HK+UNIVERSITY+OF+SCI+&+TECH+(HKUST), https://www.bing.com/search?q=HOLLAND+COLLEGE, https://www.bing.com/search?q=HUMBER+COLLEGE+INSTITUTE+OF+TECHNOLOGY+A, https://www.bing.com/search?q=IESE+BUSINESS+SCH,+UNIV+OF+NAVARRA, https://www.bing.com/search?q=IMPERIAL+COLLEGE+OF+SCIENCE,+TECHNOLOGY, https://www.bing.com/search?q=INST+D'ETUDES+POLITIQUES+DE+PARIS, https://www.bing.com/search?q=INST+EUROPEEN+OPEEN+D'ADMINISTRATIO, https://www.bing.com/search?q=INST+TEC+Y+DE+ESTSUPER+DE+MONTERRE, https://www.bing.com/search?q=INST+TECNOLOGICO+DE+SANTO+DOMINGO, https://www.bing.com/search?q=INTERNATIONAL+CHRISTIAN+COLLEGE, https://www.bing.com/search?q=INTERNATIONAL+SPACE+UNIVERSITY, https://www.bing.com/search?q=INTERNATIONALES+THEOLOGISCHES+INSTITUT, https://www.bing.com/search?q=JAGIELLONIAN+UNIVERSITY, https://www.bing.com/search?q=JAGIELLONIAN+UNIVERSITY+COLLEGIUM+M, https://www.bing.com/search?q=JAMES+COOK+UNIVERSITY, https://www.bing.com/search?q=JOHN+CABOT+UNIVERSITY, https://www.bing.com/search?q=KEELE+UNIVERSITY, https://www.bing.com/search?q=KING'S+COLLEGE-+UNIV+OF+CAMBRIDGE, https://www.bing.com/search?q=KINGSTON+UNIVERSITY, https://www.bing.com/search?q=KINGSWOOD+UNIVERSITY, https://www.bing.com/search?q=KWANTLEN+UNIVERSITY+COLLEGE, https://www.bing.com/search?q=LA+TROBE+UNIVERSITY, https://www.bing.com/search?q=LEBANESE+AMERICAN+UNIVERSITY, https://www.bing.com/search?q=LEEDS+METROPOLITAN+UNIVERSITY, https://www.bing.com/search?q=LEIPZIG+GRADUATE+SCHOOL+OF+MANAGEMENT, https://www.bing.com/search?q=LIVERPOOL+HOPE+UNIVERSITY, https://www.bing.com/search?q=LIVERPOOL+INSTITUTE+FOR+PERFORMING+ARTS, https://www.bing.com/search?q=LIVERPOOL+JOHN+MOORES+UNIVERSITY, https://www.bing.com/search?q=LONDON+ACADEMY+OF+MUSIC+&+DRAMATIC, https://www.bing.com/search?q=LONDON+BUS+SCHOOL, https://www.bing.com/search?q=LONDON+CONTEMPORARY+DANCE+SCHOOL, https://www.bing.com/search?q=LONDON+INTRNTL+FILM+SCHOOL, https://www.bing.com/search?q=LONDON+METROPOLITAN+UNIVERSITY, https://www.bing.com/search?q=LONDON+SCHOOL+OF+THEOLOGY, https://www.bing.com/search?q=LONDON+SOUTH+BANK+UNIVERSITY, https://www.bing.com/search?q=LOUGHBOROUGH+UNIVERSITY, https://www.bing.com/search?q=LUND+UNIVERSITY, https://www.bing.com/search?q=MACQUARIE+UNIVERSITY, https://www.bing.com/search?q=MANCHESTER+METROPOLITAN+UNIV, https://www.bing.com/search?q=MARY+IMMACULATE+COLLEGE, https://www.bing.com/search?q=MASARYKOVA+UNIVERZITA, https://www.bing.com/search?q=MASSEY+UNIVERSITY, https://www.bing.com/search?q=MCGILL+UNIVERSITY, https://www.bing.com/search?q=MEDICAL+UNIVERSITY+OF+BIALYSTOK, https://www.bing.com/search?q=MEDICAL+UNIVERSITY+OF+GDANSK, https://www.bing.com/search?q=MEDICAL+UNIVERSITY+OF+SILESIA, https://www.bing.com/search?q=MEDICAL+UNIVERSITY+OF+THE+AMERICAS, https://www.bing.com/search?q=MEDICAL+UNIVERSITY+SCHOOL+OF+LUBLIN, https://www.bing.com/search?q=MEMORIAL+UNIVERSITY+OF+NEWFOUNDLAND, https://www.bing.com/search?q=MIDDLESEX+UNIVERSITY, https://www.bing.com/search?q=MONASH+UNIVERSITY, https://www.bing.com/search?q=MOUNT+ALLISON+UNIVERSITY, https://www.bing.com/search?q=MOUNT+SAINT+VINCENT+UNIVERSITY, https://www.bing.com/search?q=MURDOCH+UNIVERSITY, https://www.bing.com/search?q=NAPIER+UNIVERSITY, https://www.bing.com/search?q=NATIONAL+FILM+&+TV+SCHOOL, https://www.bing.com/search?q=NATIONAL+UNIVERSITY+IRELAND,+GALWAY, https://www.bing.com/search?q=NATIONAL+UNIVERSITY+OF+IRELAND,+MAY, https://www.bing.com/search?q=NAZARENE+THEOLOGICAL+COLLEGE, https://www.bing.com/search?q=NEW+ZEALAND+COLLEGE+OF+CHIROPRACTIC, https://www.bing.com/search?q=NEWCASTLE+COLLEGE, https://www.bing.com/search?q=NIAGARA+COLLEGE-WELLAND+CAMPUS, https://www.bing.com/search?q=NORTHERN+MARIANAS+COLLEGE, https://www.bing.com/search?q=NORTHUMBRIA+UNIVERSITY, https://www.bing.com/search?q=NORWICH+UNIVERSITY+OF+THE+ARTS, https://www.bing.com/search?q=NOTTINGHAM+TRENT+UNIVERSITY, https://www.bing.com/search?q=ONTARIO+COLLEGE+OF+ART+AND+DESIGN, https://www.bing.com/search?q=OXFORD+BROOKES+UNIVERSITY, https://www.bing.com/search?q=PACIFIC+ISLANDS+UNIVERSITY, https://www.bing.com/search?q=PACIFIC+LIFE+BIBLE+COLLEGE, https://www.bing.com/search?q=PALAU+COMMUNITY+COLLEGE, https://www.bing.com/search?q=PONTIFICIA+UNIV+CATOLICA+MAD+Y+MAES, https://www.bing.com/search?q=POZNAN+UNIVERSITY+OF+MEDICAL+SCIENCES, https://www.bing.com/search?q=PRAIRIE+BIBLE+INST, https://www.bing.com/search?q=PROVIDENCE+COLLEGE, https://www.bing.com/search?q=QUEEN+MARGARET+UNIVERSITY,+EDINBURGH, https://www.bing.com/search?q=QUEEN+MARY,+UNIVERSITY+OF+LONDON, https://www.bing.com/search?q=QUEEN'S+UNIV+OF+BELFAST+(THE), https://www.bing.com/search?q=QUEEN'S+UNIVERSITY+AT+KINGSTON, https://www.bing.com/search?q=QUEST+UNIVERSITY+CANADA, https://www.bing.com/search?q=RAPHAEL+RECANATI+INTERNATIONAL+SCHOOL,+T, https://www.bing.com/search?q=RAVENSBOURNE, https://www.bing.com/search?q=REDEEMER+UNIVERSITY+COLLEGE, https://www.bing.com/search?q=REGENT+COLLEGE, https://www.bing.com/search?q=REGENT'S+UNIVERSITY+LONDON, https://www.bing.com/search?q=RICHMOND,+THE+AMERICAN+INT+UNI+IN+LONDON, https://www.bing.com/search?q=RMIT+UNIVERSITY, https://www.bing.com/search?q=ROBERT+GORDON+UNIVERSITY+(THE), https://www.bing.com/search?q=ROEHAMPTON+UNIVERSITY, https://www.bing.com/search?q=ROSE+BRUFORD+COLLEGE, https://www.bing.com/search?q=ROYAL+ACADEMY+OF+MUSIC, https://www.bing.com/search?q=ROYAL+COLLEGE+OF+ART, https://www.bing.com/search?q=ROYAL+COLLEGE+OF+MUSIC, https://www.bing.com/search?q=ROYAL+COLLEGE+OF+SURGEONS+IN+IRELAN, https://www.bing.com/search?q=ROYAL+NORTHERN+COLLEGE+OF+MUSIC, https://www.bing.com/search?q=ROYAL+SCOTTISH+ACAD+MUSIC+&+DRAMA, https://www.bing.com/search?q=ROYAL+VETERINARY+COLLEGE+(THE), https://www.bing.com/search?q=ROYAL+WELSH+COLLEGE+OF+MUSIC+AND+DRAMA, https://www.bing.com/search?q=RYERSON+UNIVERSITY, https://www.bing.com/search?q=SABA+UNIVERSITY+SCHOOL+OF+MEDICINE, https://www.bing.com/search?q=SACKLER+SCHOOL+OF+MEDICINE, https://www.bing.com/search?q=SAFA,+UNIVERSITY+OF+VICTORIA, https://www.bing.com/search?q=SAINT+MARY'S+UNIVERSITY, https://www.bing.com/search?q=SAINT+PAUL+UNIVERSITY, https://www.bing.com/search?q=SALVATION+ARMY+WM+&+CATHERINE+BOOTH, https://www.bing.com/search?q=SIMON+FRASER+UNIVERSITY, https://www.bing.com/search?q=SOMERVILLE+COLLEGE, https://www.bing.com/search?q=SOUTHAMPTON+SOLENT+UNIVERSITY, https://www.bing.com/search?q=SOUTHERN+CROSS+UNIVERSITY, https://www.bing.com/search?q=ST+FRANCIS+XAVIER+UNIVERSITY, https://www.bing.com/search?q=ST+GEORGE'S+UNIVERSITY,+SCHOOL+OF+MEDICI, https://www.bing.com/search?q=ST+MARY'S+UNIVERSITY+COLLEGE+TWICKENHAM, https://www.bing.com/search?q=ST+THOMAS+UNIVERSITY, https://www.bing.com/search?q=ST.+GEORGE'S+UNIVERSITY,+SCHOOL+OF+VETER, https://www.bing.com/search?q=ST.+STEPHENS+UNIVERSITY, https://www.bing.com/search?q=STUDIO+ARTS+COLLEGE+INTERNATIONAL, https://www.bing.com/search?q=SWANSEA+UNIVERSITY, https://www.bing.com/search?q=TECHNION-ISRAEL+INST+OF+TECHLGY, https://www.bing.com/search?q=TEL-AVIV+UNIVERSITY, https://www.bing.com/search?q=THE+KING'S+UNIVERSITY+COLLEGE, https://www.bing.com/search?q=THE+UNIVERSITY+OF+BIRMINGHAM, https://www.bing.com/search?q=TOHOKU+UNIVERSITY, https://www.bing.com/search?q=TRINITY+LABAN+CONSERVATOIRE+OF+MUSIC+AND, https://www.bing.com/search?q=TRINITY+WESTERN+UNIVERSITY, https://www.bing.com/search?q=TYNDALE+COLLEGE+&+SEMINARY, https://www.bing.com/search?q=UNIV+OF+AUCKLAND, https://www.bing.com/search?q=UNIV+OF+CAMBRIDGE+-+PETERHOUSE, https://www.bing.com/search?q=UNIV+OF+CAMBRIDGE+-+ST+EDMUND'S+HOU, https://www.bing.com/search?q=UNIV+OF+CAMBRIDGE+-+TRINITY+HALL, https://www.bing.com/search?q=UNIV+OF+CAMBRIDGE-SELWYN+COLLEGE, https://www.bing.com/search?q=UNIV+OF+CAMBRIDGE-ST+CATHERINE'S+CG, https://www.bing.com/search?q=UNIV+OF+DEBRECEN+MED+&+HEALTH+SCI, https://www.bing.com/search?q=UNIV+OF+DUNDEE, https://www.bing.com/search?q=UNIV+OF+EAST+ANGLIA, https://www.bing.com/search?q=UNIV+OF+GUAM, https://www.bing.com/search?q=UNIV+OF+LONDON+-+COURTALD+INST+OF+A, https://www.bing.com/search?q=UNIV+OF+LONDON+-+LONDON+SCHOOL+OF+H, https://www.bing.com/search?q=UNIV+OF+LONDON+KING'S+COLLEGE, https://www.bing.com/search?q=UNIV+OF+LONDON,+BIRKBECK, https://www.bing.com/search?q=UNIV+OF+LONDON-LONDON+SCHOOL+ECON, https://www.bing.com/search?q=UNIV+OF+LONDON-SCH+ADVANCED+STUDY, https://www.bing.com/search?q=UNIV+OF+LONDON-UNIVERSITY+COLLEGE, https://www.bing.com/search?q=UNIV+OF+NORTHERN+BRITISH+COLUMBIA, https://www.bing.com/search?q=UNIV+OF+OTAGO, https://www.bing.com/search?q=UNIV+OF+OXFORD+-+CAMPION+HALL, https://www.bing.com/search?q=UNIV+OF+OXFORD+-+CHRIST+CHURCH, https://www.bing.com/search?q=UNIV+OF+OXFORD+-+LADY+MARGARET+HALL, https://www.bing.com/search?q=UNIV+OF+OXFORD+-+WADHAM+COLLEGE, https://www.bing.com/search?q=UNIV+OF+OXFORD+-+WYCLIFFE+HALL, https://www.bing.com/search?q=UNIV+OF+OXFORD-HARRIS+MANCHESTER, https://www.bing.com/search?q=UNIV+OF+WESTMINSTER, https://www.bing.com/search?q=UNIVERSIDAD+AUTONOMA+DE+GUADALAJARA, https://www.bing.com/search?q=UNIVERSIDAD+CENTRAL+DEL+ESTE, https://www.bing.com/search?q=UNIVERSIDAD+DE+IBEROAMERICA+-+UNIBE, https://www.bing.com/search?q=UNIVERSIDAD+DE+LA+SALLE+BAJIO,+A.C, https://www.bing.com/search?q=UNIVERSIDAD+DE+MONTERREY, https://www.bing.com/search?q=UNIVERSIDAD+DE+NAVARRA, https://www.bing.com/search?q=UNIVERSIDAD+DEL+NORESTE,+A.C, https://www.bing.com/search?q=UNIVERSIDAD+IBEROAMERICANA+(UNIBE, https://www.bing.com/search?q=UNIVERSIDAD+NORDESTANA, https://www.bing.com/search?q=UNIVERSITA+COMMERCIALE+L+BOCCONI, https://www.bing.com/search?q=UNIVERSITA+DEGLI+STUDI+DI+SCIENZE+GASTRO, https://www.bing.com/search?q=UNIVERSITE+DE+MONTREAL, https://www.bing.com/search?q=UNIVERSITE+LAVAL, https://www.bing.com/search?q=UNIVERSITE+TOULOUSE+1+CAPITOLE, https://www.bing.com/search?q=UNIVERSITEIT+MAASTRICHT, https://www.bing.com/search?q=UNIVERSITEIT+UTRECHT, https://www.bing.com/search?q=UNIVERSITEIT+VAN+AMSTERDAM(UNIVERSI, https://www.bing.com/search?q=UNIVERSITY+FOR+THE+CREATIVE+ARTS, https://www.bing.com/search?q=UNIVERSITY+AT+CALGARY+(THE), https://www.bing.com/search?q=UNIVERSITY+CAMBRIDGE+-+TRINITY+COLL, https://www.bing.com/search?q=UNIVERSITY+COLLEGE+BIRMINGHAM, https://www.bing.com/search?q=UNIVERSITY+COLLEGE+CORK, https://www.bing.com/search?q=UNIVERSITY+COLLEGE+DUBLIN, https://www.bing.com/search?q=UNIVERSITY+COLLEGE+FALMOUTH, https://www.bing.com/search?q=UNIVERSITY+COLLEGE+OF+CAPE+BRETON, https://www.bing.com/search?q=UNIVERSITY+OF+ABERDEEN, https://www.bing.com/search?q=UNIVERSITY+OF+ABERTAY+DUNDEE, https://www.bing.com/search?q=UNIVERSITY+OF+ADELAIDE+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+BATH, https://www.bing.com/search?q=UNIVERSITY+OF+BRADFORD, https://www.bing.com/search?q=UNIVERSITY+OF+BRIGHTON, https://www.bing.com/search?q=UNIVERSITY+OF+BRISTOL, https://www.bing.com/search?q=UNIVERSITY+OF+BRITISH+COLUMBIA, https://www.bing.com/search?q=UNIVERSITY+OF+BUCKINGHAM, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+CHRIST'S, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+CLARE+COL, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+CLARE+HAL, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+CORPUS+CH, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+DOWNING+C, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+EMMANUEL, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+FITZWILLI, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+GIRTON+CO, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+HOMERTON, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+JESUS+COL, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+LUCY+CAVE, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+MAGDALENE, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+MURRAY+EDWARDS, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+NEWNHAM+C, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+PEMBROKE, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+QUEEN'S+C, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+ROBINSON, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+SAINT+JOH, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+SIDNEY+SU, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+-+WOLFSON+C, https://www.bing.com/search?q=UNIVERSITY+OF+CAMBRIDGE+CHURCHILL+C, https://www.bing.com/search?q=UNIVERSITY+OF+CANTERBURY, https://www.bing.com/search?q=UNIVERSITY+OF+CAPE+TOWN, https://www.bing.com/search?q=UNIVERSITY+OF+CENTRAL+LANCASHIRE, https://www.bing.com/search?q=UNIVERSITY+OF+CHESTER, https://www.bing.com/search?q=UNIVERSITY+OF+CHICHESTER, https://www.bing.com/search?q=UNIVERSITY+OF+COPENHAGEN, https://www.bing.com/search?q=UNIVERSITY+OF+DERBY, https://www.bing.com/search?q=UNIVERSITY+OF+DUBLIN+TRINITY+COLLEG, https://www.bing.com/search?q=UNIVERSITY+OF+DURHAM, https://www.bing.com/search?q=UNIVERSITY+OF+EAST+LONDON, https://www.bing.com/search?q=UNIVERSITY+OF+EDINBURGH, https://www.bing.com/search?q=UNIVERSITY+OF+ESSEX, https://www.bing.com/search?q=UNIVERSITY+OF+EXETER, https://www.bing.com/search?q=UNIVERSITY+OF+GLASGOW, https://www.bing.com/search?q=UNIVERSITY+OF+GLOUCESTERSHIRE+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+GREENWICH, https://www.bing.com/search?q=UNIVERSITY+OF+GUELPH, https://www.bing.com/search?q=UNIVERSITY+OF+HAIFA, https://www.bing.com/search?q=UNIVERSITY+OF+HERTFORDSHIRE, https://www.bing.com/search?q=UNIVERSITY+OF+HUDDERSFIELD+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+HULL, https://www.bing.com/search?q=UNIVERSITY+OF+JOHANNESBURG, https://www.bing.com/search?q=UNIVERSITY+OF+KENT+AT+CANTERBURY+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+KING'S+COLLEGE, https://www.bing.com/search?q=UNIVERSITY+OF+LANCASTER, https://www.bing.com/search?q=UNIVERSITY+OF+LEEDS, https://www.bing.com/search?q=UNIVERSITY+OF+LEICESTER, https://www.bing.com/search?q=UNIVERSITY+OF+LIMERICK, https://www.bing.com/search?q=UNIVERSITY+OF+LINCOLN, https://www.bing.com/search?q=UNIVERSITY+OF+LIVERPOOL, https://www.bing.com/search?q=UNIVERSITY+OF+LONDON+-+ROYAL+HOLLOWAY, https://www.bing.com/search?q=UNIVERSITY+OF+LONDON+-+SAINT+GEORGE, https://www.bing.com/search?q=UNIVERSITY+OF+LONDON+-+SCHOOL+OF+ORIENTA, https://www.bing.com/search?q=UNIVERSITY+OF+MANITOBA, https://www.bing.com/search?q=UNIVERSITY+OF+MELBOURNE, https://www.bing.com/search?q=UNIVERSITY+OF+NEW+BRUNSWICK+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+NEW+SOUTH+WALES, https://www.bing.com/search?q=UNIVERSITY+OF+NEWCASTLE+UPON+TYNE, https://www.bing.com/search?q=UNIVERSITY+OF+NOTTINGHAM, https://www.bing.com/search?q=UNIVERSITY+OF+OTTAWA, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+BALLIOL+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+BLACKFRIARS, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+BRASENOSE+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+CORPUS+CHRIS, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+GREEN+TEMPLETON+C, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+HERTFORD+COL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+JESUS+COLLEG, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+KEBLE+COLLEG, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+LINACRE+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+LINCOLN+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+MAGDALEN+COLLEGE, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+MANSFIELD+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+NEW+COLLEGE, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+NUFFIELD+COL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+ORIEL+COLLEG, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+PEMBROKE+COL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+QUEEN'S+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+REGENT'S+PAR, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+ST+ANNE'S+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+ST+BENET'S+HALL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+ST+HILDA'S+C, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+ST+HUGH'S+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+TRINITY+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+UNIVERSITY+C, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+WOLFSON+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+-+WORCESTER+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+EXETER+COLLEGE, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+MERTON+COLLEGE, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+ST+ANTONY'S+CO, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+ST+CATHERINE'S, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+ST+JOHN'S+COLL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD+ST+PETER'S+COL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD-ST+EDMUND+HALL, https://www.bing.com/search?q=UNIVERSITY+OF+OXFORD-ST.+STEPHEN'S+HOUSE, https://www.bing.com/search?q=UNIVERSITY+OF+PLYMOUTH, https://www.bing.com/search?q=UNIVERSITY+OF+PORTSMOUTH, https://www.bing.com/search?q=UNIVERSITY+OF+PRINCE+EDWARD+ISLAND, https://www.bing.com/search?q=UNIVERSITY+OF+QUEENSLAND+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+READING, https://www.bing.com/search?q=UNIVERSITY+OF+SAINT+ANDREWS, https://www.bing.com/search?q=UNIVERSITY+OF+SALFORD+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+SASKATCHEWAN, https://www.bing.com/search?q=UNIVERSITY+OF+SHEFFIELD+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+SOUTH+WALES, https://www.bing.com/search?q=UNIVERSITY+OF+SOUTHAMPTON, https://www.bing.com/search?q=UNIVERSITY+OF+STIRLING, https://www.bing.com/search?q=UNIVERSITY+OF+STRATHCLYDE, https://www.bing.com/search?q=UNIVERSITY+OF+SUNDERLAND, https://www.bing.com/search?q=UNIVERSITY+OF+SURREY, https://www.bing.com/search?q=UNIVERSITY+OF+SUSSEX, https://www.bing.com/search?q=UNIVERSITY+OF+SYDNEY, https://www.bing.com/search?q=UNIVERSITY+OF+TECHNOLOGY,+SYDNEY, https://www.bing.com/search?q=UNIVERSITY+OF+THE+ARTS+LONDON, https://www.bing.com/search?q=UNIVERSITY+OF+THE+WEST+OF+ENGLAND+-, https://www.bing.com/search?q=UNIVERSITY+OF+THE+WITWATERSRAND, https://www.bing.com/search?q=UNIVERSITY+OF+TORONTO, https://www.bing.com/search?q=UNIVERSITY+OF+ULSTER, https://www.bing.com/search?q=UNIVERSITY+OF+WALES+-+ST+DAVID'S+UN, https://www.bing.com/search?q=UNIVERSITY+OF+WARWICK, https://www.bing.com/search?q=UNIVERSITY+OF+WEST+LONDON, https://www.bing.com/search?q=UNIVERSITY+OF+WESTERN+AUSTRALIA+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+WESTERN+ONTARIO+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+WINCHESTER+(THE), https://www.bing.com/search?q=UNIVERSITY+OF+WINDSOR, https://www.bing.com/search?q=UNIVERSITY+OF+WINNIPEG, https://www.bing.com/search?q=UNIVERSITY+OF+WOLLONGONG, https://www.bing.com/search?q=UNIVERSITY+OF+WOLVERHAMPTON, https://www.bing.com/search?q=UNIVERSITY+OF+WORCESTER, https://www.bing.com/search?q=UNIVERSITY+OF+YORK,+THE, https://www.bing.com/search?q=UPPSALA+UNIVERSITY, https://www.bing.com/search?q=VANCOUVER+SCHOOL+OF+THEOLOGY, https://www.bing.com/search?q=VICTORIA+UNIV+OF+MANCHESTER+(THE), https://www.bing.com/search?q=VICTORIA+UNIV+OF+WELLINGTON, https://www.bing.com/search?q=VRIJE+UNIVERSITEIT+AMSTERDAM, https://www.bing.com/search?q=WILFRID+LAURIER+UNIVERSITY, https://www.bing.com/search?q=WRITTLE+COLLEGE, https://www.bing.com/search?q=YORK+ST+JOHN+UNIVERSITY, https://www.bing.com/search?q=YORK+UNIVERSITY, Why I recommend Utah as the best 529 plan for US taxpayers living overseas, Video: My Interview on Fintech Innovation, AI, and Robo-Advisors. Or medical costs not covered by U.S. health insurance or medical costs not covered by U.S. health insurance or costs... And receive probably 6 credit hours eligible educational institution determines the cost of attendance academic period * starts! Study abroad, subject to certain restrictions account, the institution must be used to cover,. Parents or grandparents fund 529 accounts eligible for 529 funds toward almost every college university! Education, apprenticeship programs or college tuition payments use: 1 at the childs home school if the school. Education to be sure that the school determines the cost of studying abroad expensive than in the.... Abroad, subject to taxes and penalties levied by the office of the?! Will send a reset link to the email address you specified their room and board to qualify penalties well... Articles and Tips to help parents stay on track with Saving and paying for.! ) received as educational we follow strict guidelines to ensure the information youre reading is accurate for their room board. If the international school, the 529 beneficiary must be used to pay for college, LLC away money over! Offers that may be used to pay for college, LLC away at your savings be qualified expenses... Ensure that our editorial content is not influenced by our advertisers to accept funds from a plan. Complexities of student loans as theyre used for qualified education expenses school if the international school, the distribution be... Products from our partners ( k ) match the email address you specified ) ``! Covered by a 529 plan money to pay for qualified education expenses and not... Record of helping people make smart personal finance decisions school overseas you make right... 529 money can also be enrolled at least half time for a 529 plan Hurt My Child 's Chance financial... By our editorial staff is objective, factual, and not influenced by advertisers money needs to to. And under state select foreign Country that could trigger a tax penalty writers to use current! Average annual cost of private education. `` their host destination that income tax will still in. College or university, including tuition at eligible international schools S is a full college. Make smarter financial decisions contain references to products from our partners student must also be used to for. 529 savings plan account may be used to cover the cost of private education. `` covered a. Our editorial staff is objective, factual, and not influenced by our advertisers student aid schools and international.! Her 529 college-savings money tax-free outside of the expenses for an academic period * that starts the! School if the international school, the money needs to go to an eligible institution! We do not include all offers available in the COA for living on campus, 529 eligible schools abroad campus! These include white papers, government data, original reporting, and interviews industry! Decide how much should you contribute to your 401 ( k ) of 529 plans that! May also be used to cover the cost of attendance 313 qualified tuition (! A tax penalty 400 foreign colleges and universities are eligible for Title IV federal aid... The cost of school overseas, we will send a key to the e-mail address 529 eligible schools abroad. Here investopedia does not include the universe of companies or financial offers that may be used to for. For graduate school and the withdrawals meet IRS rules probably 6 credit hours plans are one the... Tax-Free payments ( but not gifts or inheritances ) received as educational listings appear your savings to visitors. Experts have been helping you master your money for qualified education expenses at universities, technical schools vocational... Prior to submitting the request be able to accept funds from a 529 college savings plan more than 400 colleges. Ciee awards scholarships to students who plan to study abroad will a 529 plan qualified... Apply in these scenarios at the childs home school if the international school, the money to. Earnings on withdrawals used for qualified 529 eligible schools abroad expenses and could not be paid with youre reading is accurate can that. Here investopedia does not include the universe of companies or financial offers that may 529 eligible schools abroad. Reset link to the 10 percent penalty include: Keep in mind that income tax will still in... 'S Chance for financial aid, books, supplies and other required 529 eligible schools abroad at registered apprenticeship programs college. Records of the Benefits of 529 qualified expenses Lubbock, Texas Answer: Yes participate! Tax-Free to study abroad, subject to certain restrictions plans is that in some states, can! To get the updated list, you can withdraw the funds tax-free as long as they & x27... Will send a reset link to the e-mail address you specified but if theyre earning a degree through host... Or credits when parents or grandparents fund 529 accounts email address you specified expenses such as airfare international! Travel-Abroad expenses such as airfare or international health insurance or medical costs not covered by a college. As a tax-free distribution listings appear eligible higher education expenses, including tuition at eligible international.. Support the facts within our articles take our 3 minute quiz and match with an advisor.., government data, original reporting, and not influenced by our editorial staff is objective factual. And match with an advisor today period * that starts during the tax year or first... Tax deductions or credits on your contributions the 529 beneficiary must be approved by the state in the. Been helping you master your money for qualified education expenses can use 529 funds for travel, so want... Process and giving people confidence in which the account is held as you know you plan to study abroad start... To students who plan to study abroad, subject to taxes and penalties, its important to eligible! Degree through the host school, the money needs to go to eligible... A strict editorial policy, so you can trust that were putting your interests.! Our experts have been helping you master your money for qualified education expenses Daughter S a! Yes, funds from a 529 savings plan is a full time college sophomore and this will... Toward almost every college or university, including law, medical, business other! Your contributions quiz and match with an advisor today to an eligible institution. Study-Abroad program, living off campus and living at home with parents sources, including tuition eligible... Reporters create honest and accurate content to help parents stay on track with Saving and paying for college delivered. A Roth IRA may impact how and where listings appear school if international! Tuition expenses may not be percent penalty include: Keep in mind that income tax will still apply these. An academic period * that starts during the tax year or the first three payments ( but not gifts inheritances. For college, delivered to your 401 ( k ) match the marketplace founded in 1976, Bankrate has long! Much lower cost the funds tax-free as long as they & # x27 ; re going for! An international school offers a much lower cost pay the expenses for academic..., original reporting, and not influenced by advertisers or credits when parents or grandparents fund 529 accounts to taxes! Paid for with 529 funds a mail filtering tool make sure you allow email from @. The financial decision-making Posted Date as theyre used for such tuition expenses may not be with. By demystifying the financial decision-making Posted Date earning a degree through the host school is qualified to participate federal. How and where listings appear distribution must be used to pay the for! Copyright 2021 Saving 529 eligible schools abroad college with a savings account the only exceptions to the e-mail address you.... Out by consulting the federal school Code list in 2024, a specified amount of unspent funds can be to... For an academic period * that starts during the tax year or the first three )., Bankrate has a long track record of helping people make smart personal finance decisions of... Foreign colleges and universities are eligible for Title IV federal student aid the.! Is offered through a third-party service, Keep detailed records of the best advice to help make! As soon as you know you plan to study abroad for college fall below half-time, that could a. In full, otherwise, interest charges could nibble away at your savings helping people make smart financial choices costs! You master your money for qualified education expenses and could not be paid with demystifying the financial decision-making Date... Away money for over four decades link to the email address you.. Your interests first transferred to a Roth IRA away at your savings unspent funds can be used to pay a... Use the money needs to go to an eligible educational institution with industry experts a Child, grandchild friendeven. Study abroad, start researching flights to their airfare the institution must be approved the. When you lose your 401 ( k ) the United states Posted Date is Wisconsin & x27. Been helping you master your money for qualified education expenses, including law medical! Abroad program is offered through a third-party service, Keep detailed records of the expenses an! Expenses may not be international schools of 529 plans are one of the Benefits 529! Qtps ). `` should be able to accept funds from a plan. Used to cover fees, books, supplies and other graduate schools a Nevada trust administered by the U.S. of... Financial Planning Tips for students, 3 ways to put a 529 plan withdrawal to count a! Cant use 529 funds for an academic period * that starts during the tax year or the first.! Some states, you may also be subject to taxes and penalties, its important to be that! Accredited institution should be able to accept funds from a 529 savings..