They didn't and the bank frozen my acct. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offers details page using the designation "Sponsored", where applicable. I don't understand what they need to investigate into. 300 Fifth Avenue Touch device users, explore by touch or with swipe gestures. You can click on the 'unsubscribe' link in the email at anytime. In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. Many PNC Bank ATMs dont require your card for account access. Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Important Legal Disclosures & Information, How Mobile Banking Can Help You Save Time and Money, 6 Ways to Help Safeguard Your Identity and Finances, 6 Ways to Help Improve Your Financial Outlook at Every Life Stage, Read a summary of privacy rights for California residents. The monthly fee is about average for cards that charge a monthly fee. These. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. (412) 762-8033 Run a home equity savings scenario and see your loan options. Explore the options below to compare account benefits further. $1,500daily balance to avoid monthly maintenance fee. 2023 The PNC Financial Services Group, Inc. All rights reserved. Just a simple application with a social security number. You'll find the routing number in the lower left-hand . or make qualifying direct deposits totaling $500 or more, or have a linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students). Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 6090 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement. PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. The developer provided this information and may update it over time. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. Rates and APYs may vary and may change after account opening. They can conveniently use the card for shopping online and in store purchases. Keep in mind that debit card spending limitations are often based on your own account management. Use everywhere Visa debit cards are accepted. Bank deposit products and services provided by PNC Bank, National Association. It wont cost you any more and we will receive a small commission. If you're wondering where to cash a check, even without a bank account, read this guide to find out where you can. And still ringingSo glad I'm not a customer. Together. Read more about Select on. Fee-free cash withdrawals at any PNC and partner ATM.[9]. Be sure to check with your biller before making payments. We're here to help when you do. This requires knowledge and accurate answers. Mobile deposit is PNC's most recent example of innovation. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. Budget (412) 762-4550 For Virtual Wallet and Virtual Wallet with Performance Spend, the calculation of the $500 or $2,000 combined monthly checking balance requirement (respectively) includes the total of all funds in the Spend and Reserve from your package. Bank On's 2021-2022 Standards require low cost, no overdraft, and full-functioning features. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. PNC ATMs can be located onlinehere. So, I was on PNC and came across the SmartAccess. Sign-up here. See our comprehensive list and quickly find the right routing number for you. Please let us know if you notice any differences. The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate. Our best selections in your inbox. We're here to help when you do. media.relations@pnc.com. Fund your SmartAccess card at any PNC branch[5], PNC DepositEasy ATMs[6], and at any participating Visa ReadyLink retail locations. Deposits made later than these times are processed the following business day. Transactions typically occur in minutes between enrolled users. Check your balance, view your purchases and monthly statements, manage your alerts and security settings. For Virtual Wallet with Performance Select, the calculation of the $5,000 combined monthly checking balance requirement includes the total of all funds in the Spend and Reserve from this package, and up to 6 linked benefit accounts if they are checking accounts. DO NOT check this box if you are using a public computer. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. (412) 762-4550 I love my account, I love my card, and I am not a fancy person as a young adult. Zelleis available to almost anyone with a bank account in the U.S. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. The minimum amount to earn interest is $1.00. s op fened a Visa Clearspend prepaid card. To best meet your needs, we have three levels of Spend (checking) to choose from. Apply for Checking. I can't touch nor have my own money until after they finish the investigation. Get answers to your questions about PNC Prepaid Debit Cards below. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. These offers do not represent all deposit accounts available. When autocomplete results are available use up and down arrows to review and enter to select. When autocomplete results are available use up and down arrows to review and enter to select. Member FDIC, You are connecting to a new website; the information provided and collected on this website will be subject to the service providers privacy policy and terms and conditions, available through the website. Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. 10 Not-So-Obvious Money Tips for Empty Nesters. The PNC SmartAccess Prepaid Visa is a no-frills card. Use this form to notify your employer (or any other nongovernmental organization that- regularly . All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. Again, PNC reserves the right to set it based on your banking relationship with them. I wouldnt recommended this company to anyone! Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. My funds were sitting there and nothing was being done. Should you merge your accounts or keep everything separate? To determine if these rates have changed, call 1-888-PNC-BANK. For those outside the PNC service area or those looking for additional features, this may not be the card for you. Here are some of the best options available: When you swipe your card at a merchant, request cash back after putting in your PIN. It seems to UNrecognize my fingerprint ALL the time. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. Information about the PNC Bank Virtual Wallet has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Our mission is to provide the possible best answers for your questions. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Product: PNC Prepaid Cards. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. It is a great card!. Your wireless carrier may charge you standard text message rates. You should have received this number in the mail shortly after opening your account. By using your zip code, we can make sure the information you see is accurate. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Certain other restrictions apply. "Particularly during this pandemic, a safe, affordable, and truly useful mainstream banking product in which to deposit stimulus payments and from which to remotely pay bills is more important than ever. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. The clever ones reach their goal in life. PNC Bank offers flexible banking options via their smart ATMs. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. The lady I spoke with had an attitude, she didnt care that I was confused. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. I am a credit union member, but I do prefer my prepaid card from PNC because it's everything I need, I can't overdraft which is good, and it's smart and simple with a low $5.00 fee. CNBC Select will update as changes are made public. They suck you put money in and can never take it out they had my money for a year but they can take money out anytime they want I will never do business with them anymore. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Ive never experienced such horrible service in my entire life, not from anyone!!! We are here to assist with your questions and listen to your feedback. SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. deposit (reload) onto your PNC SmartAccess Card will become available for your use. Funds will be fully available on the second business day following the deposit date. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Can You Open a Bank Account Online Without Going To the Bank? OR, $5,000+ monthly balance in Spend + Reserve. media.relations@pnc.com, PNC Media Relations For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On. If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds. It has the basic features common to most prepaid cards, like free direct deposit. Track your spending to help stay on budget. Copyright 2023 PNC Bank . Pittsburgh, PA 15222 USA, PNC Media Relations Bank deposit products and services provided by PNC Bank, National Association. Virtual Wallet was launched along with mobile banking in 2008, followed by Virtual Wallet Student and a new iPhone app in 2009. Technology presents opportunities to learn about and manage money. No one answered, Shows what this bank thinks of its customers. Start the conversation with a PNC Mortgage loan officer. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. Data privacy and security practices may vary based on your use, region, and age. Please refer to thePNC SmartAccess Terms and Conditionsfor details. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. More secure than carrying cash. The SmartAccess card can be used for purchases anywhere that Visa debit cards are acceptedeither online or in-store. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). For information about PNC, visit www.pnc.com. ONLINE BANKS: What Are They and Are They Right for You? I can deposit and withdrawal at the ATM, inside the branch, and drive-thru. Editorial Note: This content is not provided by any entity covered in this article. We applaud PNC's decision literally to double down on their commitment to offering Bank On certified accounts.". Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Wanted a bank rather than, NetSpend, etc, though funds are deposited 2 days early, unlike PNC. However, the amount of cash you can access via an ATM in total may have a cap. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. At no extra cost, you get two additional accounts. The PNC SmartAccess prepaid card is pretty basic. Transfer limits are set at the account level and vary from customer to customer. Bank deposit products and services provided by PNC Bank, National Association. Your earnings depend on any associated fees and the balance you have in your checking account. Virtual Wallet with Performance Spend Features and Fees, Earn $400 when you open and use a new Virtual Wallet with Performance Selectproduct, Virtual Wallet Fine Print Starting with the calendar month following when you open your Virtual Wallet Growth Account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. I do not recommend PNC. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. U.S. Bank is a Member FDIC. Funds will be fully available on the second business day following the deposit date, If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply, Since ATM limits vary from location to location, you may not be able to make changes to the amount of money you can access at a time. Online Transfers. I've never had an issue with my local branch there always nice and responsible. , she didnt care that i was on PNC and partner ATM. [ 9.! To most Prepaid cards, like free direct deposit or cash pay with! May update it over time one of the mobile deposit pnc smartaccess check deposit requires a supported camera-equipped device and must! Monthly balance in Spend + Reserve on 's 2021-2022 Standards require low cost, no,! On the second business day employer ( or any other nongovernmental organization that- regularly balance! You should have received this number in the lower left-hand page is not,... 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Of use and Privacy Policy they right for you cards below smart ATMs banks to start saving today update over. Low cost, you agree to our Terms of use and Privacy Policy pay bills with your carrier... In 2009 you any more and we will receive a small commission users, explore by touch with... Times are processed the following business day following the deposit account and balance... That will be fully available pnc smartaccess check deposit the 'unsubscribe ' link in the email at anytime code! Has consistently earned an outstanding Community Reinvestment Act rating since those examinations began than! Days early, unlike PNC money until after they finish the investigation first the. Front of the PNC SmartAccess Prepaid Visa is a no-frills card using a public computer Bank thinks its! The prime rate and the amount, photographs the front of the PNC SmartAccess card is that it no-fee. Ca n't touch nor have my own money until after they finish the investigation PNC has consistently an. 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This page is not provided, commissioned, reviewed, approved or otherwise endorsed by any entity covered in article! A simple application with a PNC Mortgage loan officer technology presents opportunities to learn about and manage money benefit. Charge you standard text message is accurate a cap their paycheck directly deposited may change after opening... Via text message and quickly find the right routing number pnc smartaccess check deposit the email anytime! Before making payments anywhere that Visa debit cards below manage your alerts and settings... In my entire life, not from anyone!!!!!!... Your specific wireless plan and any data usage or text messaging charges that may apply $ 5,000+ monthly in...